Paypal credit is an offer by Paypal to help pay for your shopping online when you don't have the full cash and you can pay back within 6Months.
See what Paypal said about it below:
Buy now, pay over time with PayPal Credit.
Get 6 months special financing on purchases of $99+ every time you shop. That's not an introductory offer and there's no limit on the number of qualifying purchases you can make. Just complete a quick application and get a credit decision in seconds.
(1) It is subject to approval after you apply for Paypal Credit
(2) It is not available for Nigerians as at the time of reply to this question. That may change later
(2) Available to countries like US, UK etc.
Learn about what Naija Paypal Account Can Be Used For.
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